Full-Spectrum Wealth Planning 

After taking the time to listen, understand your priorities and complexities, and help you articulate your vision, I will connect you with trusted professionals from our highly disciplined, experienced team of diverse BMO Private Wealth specialists. They include experts in tax planning, trust and estate strategies, wealth planning, business advisory and business succession planning, insurance solutions, and philanthropic strategies. 

Aligning your personal and business objectives and using a collaborative approach, I will identify practical, actionable opportunities and solutions, empowering you to proactively strategize for the future – from cross-border tax considerations, to preparing the next generation to lead the family enterprise.


I will:

  • Conduct in-depth discovery conversations to understand your unique goals.

  • Distill complex concepts with an acute understanding of your family dynamics and business structures.

  • Partner with specialists across BMO Private Wealth to deliver sophisticated, forward-thinking solutions while coordinating and managing all the details.

  • Present a wealth plan tailored for your needs, in coordination with other professional counsel.

  • Help ensure you realize your aspirations, as part of an evolving and responsive roadmap.


BMO Private Wealth Partners

Here is an overview of the kind of wealth planning specialists I can engage to help you address multiple personal and business-related financial needs, no matter how complex.


Tax, Estate and Insurance Planning

We have qualified and experienced in-house tax and legal expertise to help identify opportunities to reduce taxes and provide for the tax-efficient and orderly transition of your estate. Taxation, health issues and longer life expectancies can impact the people and things you cherish and diminish the value of your portfolio and legacy. 


BMO Estate and Insurance Advisory Services can help you:

  • Build a tax-conscious portfolio and thoughtful estate plan at any level of complexity.

  • Leave a tax-advantaged legacy to your heirs. 

  • Ensure that you, your family and your business or practice are covered in case of interrupted income, critical injury or illness, disability, or death with insurance products from some of Canada’s largest and most established insurers. 

  • Assess the key risks and opportunities in your personal and corporate life.

  • Proactively assess your needs and execute on custom insurance strategies to help anticipate issues that may arise, including leveraged life insurance solutions.

  • Point you towards flexible, cost-effective, multi-faceted ways to preserve and enhance the wealth you’ve created. 


Comprehensive and Complex Wealth Planning 

Our wealth management consultants come from a variety of disciplines and provide assistance with complex issues when developing your wealth management plan. I will be pleased to introduce you to your Wealth Planning Consultant, who will work with specialized advisory professionals to build your complete and customized Wealth Plan. This is a roadmap uniquely designed for your life and business that includes retirement and estate planning, tax minimization strategies, and tools to help you address major life events. It will include strategies to address upcoming purchases, life and disability insurance, tax minimization, and trusts to manage complex family dynamics.


In addition, we can introduce you to BMO partners who specialize in bringing affluent families who require an extra measure of sophistication when developing a comprehensive wealth plan to achieve their financial goals within complex circumstances.


Trust and Estate Planning Services

BMO Trust Company is your dedicated partner to help your family preserve and transfer wealth for generations and make informed decisions in emotionally charged situations. Our trust and estate professionals have the experience, compassion and qualified partners to help you put the right plan and structures in place such as wills, trusts, and powers of attorney to reach your desired outcomes and ensure continuity if your situation changes. BMO Trust Company also provides professional trustee and executor services to help relieve the stress that often accompanies these roles.


Philanthropic Strategies

Our specialists can help you understand your giving options: 

A private foundation, the most highly structured and personal form of long-term giving, and one that is the best suited for strategic philanthropy. 

The BMO Charitable Giving Program, a flexible and cost-effective way to customize a philanthropic strategy and to focus your charitable giving to have a lasting impact on the causes that are important to you. 

Strategic giving to a particular charity you wish to support to ensure your gift has high impact and that you receive the appropriate tax benefits. 


Cross-Border Financial Services and Tax Planning

I will gladly connect you with BMO Bank N.A., our U.S. affiliate that provides U.S. banking products and services to Canadians with cross-border needs. From bank accounts, credit cards and lending products to trust and advisory services, BMO Bank N.A. delivers the products that help you bank conveniently on both sides of the border.


Commercial Banking

Our dedicated teams of bankers are here for you when you need a commercial loan – the lifeblood for business owners, entrepreneurs and real estate investors. They have local presence, deep industry knowledge, and a grasp on the latest industry news, topics and trends. I will introduce you to my BMO Commercial Banking partners to help you grow your business to the next level or invest in R&D and serve your family and business banking to save you time and money. For example, they can finance your business and the building in which it operates as well as provide your family’s mortgage and line of credit – all under one roof.


In 2023, BMO was proud to be named:

  • Best Private Bank and Best Commercial Bank in Canada by World Finance Magazine for the 13th and 9th consecutive years, respectively

  • Best Retail Bank in Canada for the second year in a row

  • Best Private Bank in the U.S. and Best Commercial Bank in the U.S. for the first time.


Business Advisory & Succession Planning 

Our highly skilled BMO Business Advisory & Succession Planning team works with business owners across Canada to manage the complexities of operating, growing and transferring a business. We offer:

  • Specialists experienced in helping identify strategic opportunities and potential risks.

  • Sophisticated wealth transfer, estate, and business succession planning strategies.

  • Organization of the sales process and introduction to corporate finance specialists.


Before we make recommendations, our team will get to know you and your business or practice very well. We can help you: 

  • Invest the reserve funds in your holding or operating companies or corporation.

  • Build a full wealth plan to help you reach your goals at all stages. 

  • Invest to generate an income stream. 

  • Manage your cash flow and withdraw money tax-effectively.

  • Bring you banking, lending and POS payment solutions: debit, credit, and automatic bill payments.

  • Manage complex business challenges. 


Ask me for an introduction to specialists in:

  • Business planning 

  • Strategic risk management 

  • Financial analysis and projections 

  • Tax planning 

  • Cash flow management 

  • Personal and commercial banking 

  • Corporate finance 

  • Individual Pension Plans (IPPs) 

  • Treasury and payment solutions (TPS) 

  • Succession planning