When you’ve attained a certain level of success1, you’ve earned an extra measure of attention. BMO Private Banking can help simplify your wealth experience by offering personalized private banking, lending, payment solutions, and cash management services through a platform called Platinum Banking. Our goal is to help solve your unique wealth needs from the simple to the complex.


Your dedicated Private Banker is passionate about creating solutions for affluent and very affluent individuals, families and business owners. He or she will manage your banking and borrowing needs with bespoke attention, because you may have complex and multifaceted needs.


Before making any recommendations, your Private Banker will ask questions and explore a range of options – from taking out a mortgage to leveraging existing assets that may provide more tax efficiency. Drawing from many different options, they will develop a banking plan that covers your banking and borrowing needs. They’ll offer recommendations on how to manage your money in ways you may not have considered, like how to structure a loan to optimize your cash flow. They’ll also introduce you to the appropriate professional(s) to ensure you get the advice and services you need to meet your goals effectively.



Platinum Banking1

Our Platinum Banking service is designed to meet all your banking needs – from simple to complex. Your dedicated BMO Private Banker will focus on understanding your needs to provide a full range of customized banking, lending and payment solutions to help you and your family save time, simplify life and achieve your goals.

Specialized Lending11

Access specialized lending to optimize your cash flow and wealth management plan including:

Mortgages and lines of credit

Personal and business financing, plus Commercial financing and account management.

Expertise to support large specialty loan services including collateralization of investment management accounts and access to our Leveraged Life Insurance Program.





Customized Banking Solutions2

As a preferred BMO Private Wealth client, receive a $50 reduction from either the $100 monthly Platinum Banking plan fee or the $125 monthly Platinum Banking for Professionals plan fee, when a minimum monthly balance of $1 million is held at BMO Nesbitt Burns. This monthly fee is waived completely when a minimum monthly balance of $5 million is maintained with BMO Nesbitt Burns.

Receive exclusive access to customized personal banking solutions to help you meet your needs, including: 

An unlimited number of Platinum Banking personal under a Platinum Plan, plus business and personal holding company bank accounts with a Platinum Banking Professional Plan and unlimited transactions within those accounts.3

Preferred exchange rates, and free and unlimited access to a global network of select ATMs

The highest daily access limits on many everyday transactions

A preferred rate on the Platinum Savings Account – Platinum Banking’s exclusive, flexible investment savings account that offers our best rate.

Exclusive offers

Enjoy exclusive offers and an annual fee rebate on our most premium credit cards:

With the new BMO® eclipse Visa Infinite Privilege* Card, enjoy a $150 rebate off the $499 annual fee each year, a full annual fee rebate of $99 for each additional card7 and a welcome bonus of up to 100,000 BMO Rewards Points.8

Plus, choose from a selection of premium credit cards – receive a full annual fee rebate on the primary card (up to $150 in value5,6) and a full annual fee rebate of $50 for each additional card:

  • NEW: BMO® eclipse Visa Infinite* Card – enjoy a welcome bonus of up to 70,000 BMO RewardsPoints9
  • BMO AscendTM World Elite®* Mastercard®* – Get70,000 BMO Rewards points when you spend$6,000 in the first 3 months – worth $250 when you pay with points.



About BMO Private Banking

BMO Private Banking, proud to be named the Best Private Bank in Canada by World Finance Magazine for 13 consecutive years, delivers products and services provided by the Bank of Montreal coupled with the personal attention of a personal Private Banker. Your Private Banker provides dedicated personal attention to help streamline your financial life, navigate complex situations, and deliver customized banking, lending and deposit solutions and exclusive offers to help you achieve your financial ambitions. Our comprehensive and sophisticated Platinum Banking service rallies multiple financial specialists as well as private and commercial bankers under one roof to ensure your success.

2011 – 2023 World Finance Banking Awards: Best Private Bank*
2011 – 2023 World Finance Banking Awards: Best Private Bank*

Best Private Bank Canada and Best Private Bank for Entrepreneurs Globally and in North America, 2020 by Global Finance magazine

*The World Finance Banking Awards are known throughout the financial press as the pinnacle of achievement for major banks.


About BMO Bank N.A. 

We can gladly connect you with BMO Bank N.A., our U.S. affiliate that provides U.S. banking products and services to Canadians with cross-border needs. From bank accounts, credit cards and lending products to trust and advisory services, BMO Bank N.A. delivers the products that help you bank conveniently on both sides of the border.