Applying my structured approach, I will strive to achieve your goals through a disciplined, premium-quality portfolio.
Following a structured, regulated institutional investment style, I engage an entire team of experts to maximize your portfolio rather than attempting to analyze many stocks, industries and sectors by myself. Similar to the way large pension funds and endowments are managed, I work with fund managers who are each dedicated full-time to a particular sector – for example, physicians advising on healthcare stocks and engineers covering the industrial sector. With broad resources and depth in terms of research, these individuals perform surveys, talk to executives, and fly to attend conferences to dig deeply into each sector.
Working directly with you, I will carefully allocate and diversify your assets according to your risk tolerance and goals. Asset allocation is the major factor determining your success. An individual stock choice won’t make you wealthy but allocating assets to a particular country and sector could make a larger impact on your wealth.
Together, we will decide what percentage of your assets should be allocated geographically (domestic, U.S., international, or emerging markets) and by asset class (equities, bonds, preferred shares, structured products, private investments, private debt, derivatives, and other alternative investments). I will also ensure you are well diversified across a wide array of sectors, investment styles, and bond durations while focusing on high-quality securities.
Risk management is critical. I will get a real understanding of where you stand, your ability to tolerate risk psychologically, and other factors in your life we need to consider (e.g., a disabled child).
To take full advantage of the heavyweight support behind me, I work closely with the:
Alternative investment strategies
Alternative investments can help you achieve returns regardless of the market environment. Their price movements differ from those of stocks and bonds, so they can reduce risk without having a negative effect on returns.
Hedge Funds
- Strategies focused on public investments (stocks, bonds, commodities etc.)
- Utilize unique strategies to alter return profile - shorting, options, leverage etc.
- Sample strategies include long/short equity, market neutral, merger arbitrage and global macro
- Strategies can be designed to outperform the market, but at BMO, typically emphasize strategies focused on reducing risk.
Private Markets
Real Asset
- Focused on private real assets investments (real estate, infrastructure etc.)
- Often provides both an attractive yield and the potential capital appreciation
- Certain strategies have unique tax benefits
- Can enhance or diversify returns
Private Equity
- Invests in companies that are not yet publicly traded
- Bulk of return is driven from capital appreciation
- Three main types of private equity:
- Venture Capital
- Buyout
- Secondaries
- Typically designed to enhance returns
Private Credit
- Invests in loans that are not made publicly available through traditional channels
- Primary source of return is income
- Typically utilized to enhance portfolio yield beyond what is normally available
- Can enhance or diversify returns
Structured notes
To help you achieve both portfolio income and careful risk management, BMO Fixed Income Structured Notes contain features that offer higher potential yields than traditional fixed-income investments with similar credit ratings and maturities.
Issued by highly rated banks, corporations, provinces, and crown corporations, BMO Fixed Income Structured Notes provide a unique opportunity to take advantage of superior yields while protecting your principal. They are similar to bonds or GICs but offer much better income and liquidity.