Rey (Reyhaneh) Zand, MBA, CIM®

Investment Counsellor

Respected for her portfolio management with institutional rigour, exceptional attention to detail, active listening, and relationships that span generations, Rey Zand joined BMO Private Investment Counsel in 2021 with more than 11 years of industry experience. Driven by her inquisitive mentality, process-driven perspective, and passion for continual improvement, Rey follows a meticulous and rigorous institutional-style investment discipline.

Rey’s career began in the biotech industry with a large multinational corporation in California, liaising between advanced researchers and the engineers who create their precision tools. She moved to Toronto to pursue an MBA in Science from the Schulich School of Business at York University. There, she was required to study finance and discovered her love for the markets and the stories behind the numbers. Rey pivoted to a finance career, starting out as an Investment Banking Analyst at Cranson Capital, a boutique investment bank providing M&A advice and financing for privately held real estate companies. At Cranson, she had the opportunity to hold multiple roles, roll up her sleeves and get her hands in the clay. Rey then moved to the CIBC Asset Management Global Group helping to manage large- and small-cap Canadian funds, U.S. healthcare funds, and institutional client accounts.

Craving a closer connection with, and the opportunity to bring a larger impact to, the individuals for whom she was managing funds, Rey joined BMO Private Investment Counsel. Here, she felt her private clients would be best taken care of by a team that truly works together for their best interests. Rey holds the Chartered Investment Manager (CIM®) designation, an MBA with a focus in Finance from Schulich, and a Bachelor of Arts with a major in Spanish Literature and a minor in Molecular Biology from the University of California, San Diego. She is fluent in Spanish and Farsi and speaks conversational Italian and French. Rey has served on the BMO Diversity, Equity and Inclusion (DEI) Committee since 2021 and as an Executive Member of the Portfolio Management Club at Schulich since 2022. Her non-profit podcast informs and inspires successful women to maximize their career journeys.

Rey grew up in sunny San Diego. She loves to run, lift weights, practice yoga, ski, swim and surf. When she’s not outdoors, Rey enjoys reading, having great conversations with friends, and spending time with her husband and two children.

My partners

Andy Guidi

Andy Guidi, CPA, CA

Director, Tax Planning

Andy is a dedicated professional helping people preserve and grow their wealth. With an expertise in Canadian income tax, Andy assists clients on business structures, succession and estate planning, owner- manager remuneration, corporate reorganizations, the appropriate use of trusts and holding companies, asset divestitures, business split-ups and a variety of other tax planning strategies.

Drawing on public practice experience, he offers a depth of practical insight, as well as the unique ability to translate complex tax concepts into efficient strategies clients can easily comprehend.

Andy joined BMO Wealth Management in 2014, after filling progressively senior management roles in the domestic tax practice of Grant Thornton LLP, where he developed and implemented tax planning strategies for business owners and high net worth individuals.

Jonathan Moras

Jonathan Morse, LL.B, LL.M, TEP

Director, Estate Planning

Jonathan works with high-net-worth clients to devise estate solutions that are right for them. He identifies concerns and helps clients navigate legal and non-legal issues to ideally avoid future estate disputes. Jonathan’s clients benefit from his insights and ability to put them at ease during an otherwise challenging conversation. He analyses facts with a good grasp of the details and overall risk factors. Jonathan helps clients to achieve their goals with practical estate and tax plan strategies. He enjoys working with individual clients as well as speaking with larger groups about the overall themes in estate planning. He is an effective and engaging communicator.

As a Director of Wealth Planning, Jonathan focuses on Estate & Trust matters. He joined the BMO in August 2015 after five years in private practice as a lawyer and another five years with a national trust company. While in private practice, Jonathan worked as an associate at an estate litigation firm. Before law school, he wrote speeches for a federal cabinet minister.

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Hilary Wasserman, MA, JD

Associate Director, Estate and Trust Services

Hilary brings her background as a lawyer practicing in estate and family law to her estate
administration role at BMO Trust Company. Hilary has extensive experience acting as the courtappointed ETDL and Guardian. She uses her training in Alternative Dispute Resolution to manage complex family dynamics.

Prior to working in the financial sector, Hilary oversaw the legacy giving program at a national charity. She brings her experience drafting wills and assisting donors with leaving a gift in their Will to her role at BMO Trust Company. She enjoys meeting with clients to assist them with their estate planning, specifically, helping them feel that they have organized their estate to ensure that they have taken care of their loved ones and causes important to them after they pass.

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