Publications

Tax Planning Strategies

Canadian Snowbirds and U.S. Income Tax

September 2, 2022 - _Marketing HQ

Although Canadian snowbirds reside in the U.S. for only a part of the year, there is the potential of being considered a U.S. resident and, in turn, having to pay U.S. income tax on the same basis as a permanent U.S. resident. This article outlines how the U.S. government determines whether you are a resident for income tax purposes; namely, it covers the criteria for meeting the Substantial Presence Test, Closer Connection Exception and the Canada U.S. Income Tax Treaty Tie-Breaker Rules.

Estate & Succession Planning

Preparing Your Last Will and Testament

September 2, 2022 - _Marketing HQ

The attached article – Preparing Your Last Will and Testament – explains various aspects of Will preparation including, the importance of appointing an appropriate executor, life events that warrant a Will review and the use of testamentary trusts.

Estate Planning for Unique Assets

September 2, 2022 - _Marketing HQ

This article provides estate planning considerations for unique and unusual assets, to assist an executor in the administration and transfer of these assets.

Economic and Market Updates

Investment Strategy: 2023 Market Outlook

September 2, 2022 - _Marketing HQ

BMO’s outlook on the equity markets featuring Brian Belski, Chief Investment Strategist, to help you prepare for the coming year.

Talking Points

September 2, 2022 - _Marketing HQ

Education and Knowledge

Registered Retirement Savings Plans

September 1, 2022 - _Marketing HQ

Investing in a Registered Retirement Savings Plan (“RRSP”) is one of the soundest ways to ensure you enjoy a financially secure retirement. In order to maximize the benefits of an RRSP, it’s important to have a basic understanding of the rules that govern them.