Jennifer works as part of a collaborative team of wealth planning professionals to assist individuals and business owners with comprehensive tax and estate planning. Drawing on her years of experience in public practice, Jennifer works closely with clients to provide guidance tailored to their specific tax and estate planning needs.
Jennifer is a CPA, CA with over 16 years of experience. Prior to joining BMO, Jennifer was a Senior Tax Manager at one of the largest international accounting firms in Edmonton where she advised a variety of clients in the areas of tax, estate, retirement and financial planning. Jennifer is a member of the Society of Trust and Estate Practitioners (STEP) Edmonton Branch and is a member of the Edmonton Estate Planning Council.
Gayle Pederson, TEP, CFP, MTI
Director, Will and Estate Planning
Gayle works with individuals and business owners to provide comprehensive estate and incapacity plans. An estate and incapacity plan can help to:
Minimize taxes and probate fees, where applicable;
Reduce estate administration costs;
Determine how your assets will be distributed to loved ones and charities;
Protect the value of your estate;
Appreciate the use of trust structures;
Understand effective ways to assist family members with special needs.
Gayle has over 20 years of experience in the area of wills, estates and trusts. She joined BMO as a Trust Officer in 2002 and was responsible for the administration of many estates and trusts until she began assisting BMO clients with their planning in 2010.
Gayle is committed to continuing education in this ever changing area of wealth planning. In addition to discussing the technical issues, Gayle enjoys passing on helpful practical information that she has gained over her many years of experience administering estates and trusts.
Mo Zhou, FMA, CIM
Director Wealth Planning, BMO Wealth Planning
Mo is passionate about helping people becoming more knowledgeable and confident about their finances. He draws on extensive financial planning experience. With robust analytical skills, he leverages the knowledge and expertise of our in-house tax, estate, insurance and philanthropic professionals. Mo advises high net worth families and business owners on complex issues. This includes retirement and income planning, tax planning, cash management, business succession, estate planning, and charitable giving.
Jeremy Orser, MBA, CFP
Estate and Insurance Advisor, BMO Estate Insurance Advisory Services
Jeremy is an insurance expert with fresh ideas that help him customize insurance solutions for his clients. Using life insurance, critical illness insurance, disability insurance and annuities he is able to help his clients achieve their goals in an efficient, effective manner. His deep understanding of the tax, investment and business implications of insurance strategies allows him to help clients prepare for the future without unnecessarily sacrificing the present.