As an Affluent Family, Your Needs Are Likely More Complex

We help to navigate the many decisions and professional relationships needed to manage significant wealth successfully. We understand the landscape well, having extensive experience advising similar families, and can assist in helping to define a clear vision for your wealth. In doing so, we take a custom advisory approach to helping your family.

 

What you can expect from us:

  • Working with your existing team of advisors and professionals, we are able to share insights from our experience in helping similar families.
  • A robust institutional-style platform, delivered with a boutique personal touch.
  • Providing access to the right people, knowledge and expertise, and unique opportunities.
  • A focus on legacy planning to help successfully steward wealth on a multi-generational level.
  • Bringing non-conventional thinking, objectivity, and idea generation to reduce uncertainty and effectively manage risk. Helping prioritize and navigate the family through complexity.
  • Facilitating access to outside expertise through our External Provider Program, as appropriate.

 

Close Collaboration With Your Family Office

We will align you with the best-suited BMO partners to address your needs across the vast BMO Financial Group network:

 

  • BMO Private Wealth – BMO Nesbitt Burns, BMO Private Banking, BMO Estate and Insurance, BMO Trust Company, BMO Private Investment Counsel, and BMO InvestorLine
  • BMO Corporate Finance
  • BMO Treasury & Payment Services
  • BMO Capital Markets
  • BMO Family Office

 

Families with substantial wealth will typically plan one to two generations ahead to ensure a successful wealth transfer. In tandem with your existing advisors we will coordinate discussions and provide you with ideas generated by our tax accountants, trust lawyers, estate planners, and philanthropic services experts who have the credentials and sophistication you need.

 

By collaborating with your existing advisors, we can generate ideas and share with you some of our findings with our experiences with other families similar to yours. 

 

During this process we will evaluate your financial goals, review your risk tolerance, consider the tax effectiveness of the strategy and the impact on your estate plan.  By working together we can explore various approaches to help optimize, preserve  while aligning with your long-term objectives.  

 

Capital asset financing

Customized debt financing for buying or monetizing specialty assets like aircraft, fine art, real estate and private investments.

 

Capital advisory

Strategic and objective advice on debt sourcing for personal and business needs, capital asset financing for buying or monetizing specialty assets, and customized banking solutions.

 

Fiduciary advisory

Family legacy and generational trust administration – we serve as trustees, working alongside your advisors to consult and contribute effectively.

 

Family estate and trust services

Our extensive and experienced management team of trust professionals focused on families and generational trust administration. To protect and sustain your family’s legacy, we provide the right resources, services and experience to ensure your estate and trust plan suits you, your loved ones and your beneficiaries.

 

Family enterprise advisory services

We help family office professionals outline and memorialize family office and wealth owner purpose statements, goals, objectives and values—and help create an integrated family enterprise and family wealth blueprint. Together, we will establish the optimal governance structure to facilitating family meetings.

 

Investment advisory services

We design and manage customized investment strategies backed by extensive, top-ranked research and detailed investment and performance reporting for traditional and alternative investments. Our customized strategies are based on your unique risk tolerance, tax considerations and other factors. Our investment management experts possess specialized strengths in particular industries and provide objective investment advice, strategies and research. Market changes and life changes are inevitable. We work with you to adjust your investment strategies and tactics accordingly, so your family stays on track toward your goals.

 

Transfer tax impact analysis

Our dedicated trust tax team focuses on generation-skipping transfer taxation.

 

Risk management

Oversight, testing and compliance are managed by an established fiduciary risk management team.

 

Family wealth strategies

Your financial and lifestyle objectives are closely entwined. We focus on helping your family connect the two at every stage of your wealth plan so you can make the most of your money, for yourself and for the next generation. We will outline and memorialize your family wealth purpose, goals and objectives for future generations.

 

Framework planning

We will help you develop a comprehensive wealth blueprint that’s strategically aligned with your wealth purpose and deliver the guidance you need with every aspect of your wealth plan, from income tax planning to risk management to estate and wealth transfer planning.

 

Education planning

Gain clarity on roles and expectations surrounding family wealth and support with communication, education and leadership development.