Avy Singh, CFA

Investment Counsellor

As a seasoned Investment Counsellor, Avy provides discretionary investment advice to high net worth individuals and families. He believes in working together with his clients to help them achieve what truly matters to them. Avy has 11 years of experience in working with high net worth clients from a major Canadian Bank. He believes in building a personal relationship with clients is paramount to understanding their goals and transforming them into customized investment and wealth solutions. He works closely with his clients to understand their needs and help them plan for their future through all of life’s changes. Avy has an excellent understanding of the financial markets and leverages that knowledge to formulate tailored investment strategies for his clients.

Avy has a Bachelor of Commerce degree from Panjab University, India and has obtained a Financial Marketing Certificate from George Brown College. He earned the right to use the Chartered Financial Analyst designation and is a member of the CFA Institute and the Toronto CFA Society.

Using a holistic approach, Avy collaborates with his colleagues in BMO Private Banking to design integrated solutions to enable clients to help achieve their personal wealth goals. Avy’s goal is to empower clients with comprehensive and customized solutions for complex situations through coordinated and proactive wealth plans. Avy knows how to navigate the nuances and complexities of wealth management so that clients can have the confidence that their goals are within reach.

Anar Cathers, B.Comm. (Fin)

Portfolio Associate

Anar joined BMO Private Investment Counsel in 2011 as a Portfolio Associate.  Prior to joining BMO Private Investment Counsel, she worked as a Trust Administrator at BMO Private Wealth and in various roles within BMO.  Anar holds her B.Comm in Finance from Nippissing University.  She has a passion for helping people achieve their goals. 

 

In her personal time, Anar enjoys spending time with her family, travelling, and reading.

My Partners

Neol Perera

Noel Perera

Director, Tax Planning

With almost 25 years of experience, Noel understands the broad issues that wealthy families face. By taking the time to understand each client’s specific goals and objectives, he brings his extensive subject matter expertise to help guide families through the unique opportunities and challenges that they may be facing in the areas of tax and estate planning, corporate structuring, business succession planning, trust planning and family governance.

Noel can skillfully take complex tax and estate planning issues and considerations, and speak to clients in a way that they can easily understand these issues.

Noel joined BMO Wealth Management in 2017. In addition to his tax/accounting background of almost 18 years at Deloitte & Touche  LLP, he has extensive experience in the investment industry as well, including working at a large fund management company. Most recently, Noel worked as a Tax Planning & Consulting Specialist where he focused on tax planning and wealth transfer strategies for high net worth clients and business owners.

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Michelle Maandag, CFP®

Wealth Planning Consultant

Michelle has an extensive career within the Financial Services industry. She has 15 years of experience working with high net worth individuals, gaining a deep understanding of their financial needs and identifies solutions to help them achieve their goals. Michelle is committed to providing a holistic approach to her clients, including estate planning, tax management, business succession planning, investment management, and banking and credit management to develop wealth management strategies to simplify complicated financial affairs.

 

Michelle has lived and worked in the GTA for several years and when not working will often be found enjoying outdoor activities with her family. She has a diverse range of interests and enjoys contributing to others’ success.

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Chris Markou, LL.B, BA (Hons)

Director, Estate Planning

Chris advises high net worth individuals and families on specialized Estate & Trust solutions as part of an integrated wealth planning team.

Chris draws on his prior experience as an estates lawyer in private practice to assist BMO clients with complex estate and trust planning solutions in a variety of contexts. He provides support and direction on matters related to estate, gift and tax planning, succession planning for business owners, charitable giving and planning for family members with special needs.

Prior to joining BMO Wealth Management, Chris operated his own law firm, worked as in-house counsel with an insurance company, and worked in the estates and real estate groups in one of the largest and oldest law firms in Brampton, Ontario. Chris has been actively involved in the community as a member of numerous boards and committees, and has chaired and presented at several programs for the Ontario Bar Association.

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James Keene, CFP, TEP

Wealth Planning Consultant

As a member of the BMO High Net Worth Wealth Planning team, James brings together the knowledge and experience of our in-house tax and estate professionals and works with BMO financial professionals and their clients to develop sound wealth management plans. He provides support and direction about complex issues such as retirement and income planning, tax planning, cash management, business succession, transition planning, estate and gift planning, and charitable giving.

James joined BMO in 2007, beginning his career at BMO Nesbitt Burns as an Investment Representative (IR) with a Wealth Advisory Team serving clients in the Toronto area. Most recently James served as a Financial Planner specializing in Investment and Retirement planning at the retail branch. Before joining BMO, James spent two years with a large bank-owned brokerage firm. Drawing on his experience as a Certified Financial Planner®, his clients benefit from a depth of knowledge and an ability to simplify financial plans aimed at maximizing wealth.