Chantal Moreau, D.D.N.
Director, Estate Planning
Chantal is part of the BMO Wealth Planning group as Director, Estate planning. She assists high net worth clients in the development of their customized estate plan. Chantal helps to ensure that the legal documents clients put in place reflect their reality, their needs and their objectives while maximizing their estate value and asset protection.
Chantal is a member of the Quebec Board of Notaries. Prior to joining the BMO Wealth Planning team, Chantal gained hands-on experience in the administration of estate, trusts and protection regimes with BMO Trust Company. Previously, Chantal worked as a notary in a private practice where she also settled estates and worked in non-contentious legal proceedings. This experience gives her a practical perspective on estate planning and equips her well to anticipate issues and propose effective solutions.
Chantal holds a Bachelor of Laws (LL.B.) and a graduate degree in Notarial Law (D.D.N.) from the University of Sherbrooke. She is currently completing a specialization program that will allow her to obtain the designation of TEP (Trust and Estate Practitioner).
Vice President, Business Advisory & Succession Planning
Building relationships with clients is paramount to becoming a trusted advisor. Mathieu’s goal is to develop rapport with clients through open communication, trust and exceptional service. Leaning on his diverse background and experience, Mathieu provides guidance to private business owners and families in the areas of business succession, transition, growth through acquisitions, sell-side M&A, and valuations for the purposes of wealth planning and exit planning.
Prior to joining BMO Wealth Management in 2018, Mathieu has over 10 years of experience with national and Big 4 accounting firms. Working within the M&A Transaction services Group, he advised private company owners across multiple industries, with business enterprise values ranging from $3 million to +$100 million on all aspects of the M&A transaction process, from the initial analysis of financial and operational performance to the closing of the transaction (i.e. divestitures, acquisitions, due diligence, projections/financial modeling, and business valuations). Other areas of experience include corporate restructuring and insolvency, financings, and corporate audits.
Director, Tax Planning
Olivier is part of the specialized planning team within BMO Wealth Management where he acts as a tax and estate planner. His main focus is to assist high net worth clients and their families in reaching their objectives by making complex tax issues understandable, managing risks and identifying opportunities.
Olivier was called to the Quebec Bar in 2012. After completing his master’s degree in taxation, he worked for a well-known law firm based in Montreal where he advised business owners and professionals on a multitude of corporate, personal, and trust taxation issues. He also provided tax planning assistance on many corporate reorganizations, and business transfers.
Olivier joined BMO Wealth Management in 2016. He works in collaboration with professionals at BMO Private Wealth.
Director, Wealth Planning
Raphaelle offers BMO's high net worth clients personalized wealth planning advice. By identifying the client's needs and goals, and analyzing their personal and financial situation, she develops an appropriate plan that highlights the implications of financial planning, tax and estate planning and business succession. Raphaelle takes advantage of her skills acquired in a financial institution and an accounting firm to design quality wealth plans that raise awareness of potential risks and opportunities for clients.
Raphaelle joined the BMO Wealth Management Team in August 2018. She began her career in 2010 as a personal financial advisor with another financial institution. This experience has allowed her to gain in-depth knowledge of financial products offered by financial institutions and to develop her financial advisory skills with a diverse clientele.
After completing her master's degree in Taxation in 2013, Raphaelle joined the tax team of Deloitte Montreal, an international renowned firm that offers professional services. During her career path at Deloitte, Raphaelle has gained experience in tax planning, corporate reorganization, mergers and acquisitions and tax compliance for individuals and businesses.
Director, Wealth Planning and Tax
As a Tax lawyer and financial planner, Zeina advises high net worth families, professionals and entrepreneurs on specialized wealth planning solutions. Whether it’s thought leadership on estate planning, new family wealth, tax planning, or philanthropy, Zeina is dedicated to simplifying complex issues and providing practical and informed strategies. Zeina joined BMO in 2011 after several years as a tax lawyer in private practice. She was called to the Quebec Bar in 2001.