Our Partners

Caitlin brings together the knowledge and experience of our in-house tax and estate professionals and works with BMO Private Wealth professionals and their clients to develop
sound wealth management plans. Caitlin ensures a great client experience during the wealth planning process. She helps to identify and solve complex issues by providing strategies that are both appropriate for each client’s
unique situation and practical in execution.

Caitlin joined BMO Private Wealth in 2022, after 15 years in various roles in the BMO Personal Banking division. In 2015, Caitlin became a Financial Planner and obtained the Certified Financial Planner designation (CFP®), helping
clients including new immigrants, working professionals and business owners to achieve financial success. Drawing on extensive financial planning experience, she helps analyze tax planning, trust and estate, philanthropic planning and risk management. Caitlin articulates complex solutions effectively so clients can envision their future.

As a Trust & Estate Consultant at BMO Private Wealth, Michael brings professional expertise and advice to help individuals and their families enjoy the opportunities wealth brings while simplifying its complexities. He builds a lasting relationship with each client by getting to know what matters most to them – their short- and long-term priorities on family, work, lifestyle and money. 

Vicki is an Estate Planning Consultant with BMO Private Wealth, where she supports clients through their estate planning process by providing tailored legal information and recommendations to meet their unique needs. She works closely with other specialists on the Wealth Planning Advisory team, including Tax Planning Consultants, Business Advisory Consultants, and Estate and Insurance Advisors, to devise comprehensive solutions for clients.

As a BC licensed lawyer and a member of the STEP Canada Society Of Trust And Estate Practitioners, Vicki is well-equipped to address a wide range of estate planning matters, including probate fee planning, trust establishment and business succession strategies. Before assuming her current role as Director of Estate Planning at BMO Private Wealth, Vicki practiced law at a boutique full-service law firm and served as Senior Trust Officer with BMO Trust Company. Her hands-on experience in trust and estate administration informs her estate planning approach, enabling her to identify and mitigate potential pitfalls in the estate planning process.

Vicki is fluent in Mandarin and conversant in Cantonese.

Phil assists high net worth individuals and families in structuring their personal and corporate affairs in a tax-efficient manner. Leveraging more than a decade of experience in the tax and assurance advisory space for private companies and their owners, Phil knows that his clients care about the “big picture” and how taxation factors into that from a practical perspective. His areas of expertise include owner-manager compensation, corporate reorganizations & divestitures, business succession, estate planning, charitable giving, and other related tax planning matters.  

Sue advises high net worth individuals and families on specialized estate and trust solutions as part of an intregrated wealth planning team. She advises clients on their complex estate planning to help them understand the different strategies that they can use to preserve family relations and maximize their wealth.

Prior to joining BMO Private Wealth, Sue gained invaluable experience at an Ontario law firm, where her practice focused on private client services including estate planning, trusts, wills and estate administration ranging from routine matters to complex multi-jursidictional estates. Sue previously worked with a large national trust company where she dealt with high net worth clients and advised them on their complex estate planning.

Kimiko is part of the Business Advisory & Succession Planning team, which provides high net worth business owners in transition with a sophisticated, forward-thinking wealth management plan. She works with individuals & business owners in the areas of business succession, transition, sale mergers & acquisitions and valuations for the purposes of wealth planning and transfer. Kimiko is an experienced business advisor who brings more than 10 years of technical & business planning expertise to BMO Wealth Management.

As a wealth planning specialist, Angela works with relationship managers, investment counsellors, planners, and clients who are looking for expertise and guidance in managing their wealth. Angela provides comprehensive financial planning advice and customized solutions in areas such as cash flow, retirement planning, tax planning, risk management, and estate planning. Integral to her value-added approach, Angela helps every client understand and simplify their wealth complexities to make better financial decisions.

As part of BMO Philanthropic Advisory Services, Karen is a specialist in philanthropic planning and execution, helping families develop and execute strategic plans aligned to their charitable giving priorities. The demand for strategic advice on philanthropy is growing. Increasingly, Canadians are
looking for guidance on how to make a meaningful and tax-efficient impact with their donations to causes that are important to them. When done strategically, this can have an immense impact on one’s financial well-being and, perhaps more importantly, the legacy left behind.

Karen joined BMO Private Wealth in 2011 as a High Net Worth Planner, following progressively senior roles in the financial services industry that specialized in wealth planning, marketing and communications, and business development. In these roles, Karen engaged clients in meaningful conversations about their family’s needs and desires, providing strategies to meet their goals in the
most tax-efficient manner possible, all within the framework of a comprehensive and holistic approach to wealth planning,

Joanna Ho is a Director with BMO Family Office Canada with a primary focus on western Canada.  Joanna brings her wealth of experience in providing institutional solutions to BMO Private Wealth & Canadian Commercial Banking clients across the country.

Through a career spanning over 20 years, Joanna has developed extensive international experience advising a diversified and extensive client base engaged in a broad range of cross border transactions with the aim to build & preserve their legacy through preservation, responsible growth, and ultimately smooth family transitions.

Prior to joining BMO, Joanna held various senior positions in major private banks in Asia.  She was the Head of Wealth Planning, Greater China & North Asia with the Bank of Singapore where she spearheaded the family office and wealth planning support group.  In her position as the Regional Head of Wealth Planning in Asia Pacific at HSBC Private Banking, she led a team of professionals assisting clients on their wealth structuring, asset protection, family office, and philanthropic planning. Her team received top awards and recognition for several consecutive years.

Joanna holds a Bachelor of Law from The University of London and a Bachelor of Commerce from The University of Calgary.  She is also a qualified CPA (Canada, the US and Hong Kong), a member of Society of Trust and Estate Practitioners (STEP) and holds an Advanced Certificate of Family Business Advising  from STEP.