Our Team

Andy is a dedicated professional helping people preserve and grow their wealth. With an expertise in Canadian income tax, Andy assists clients on business structures, succession and estate planning, owner- manager remuneration, corporate reorganizations, the appropriate use of trusts and holding companies, asset divestitures, business split-ups and a variety of other tax planning strategies.

Drawing on public practice experience, he offers a depth of practical insight, as well as the unique ability to translate complex tax concepts into efficient strategies clients can easily comprehend.

Andy joined BMO Wealth Management in 2014, after filling progressively senior management roles in the domestic tax practice of Grant Thornton LLP, where he developed and implemented tax planning strategies for business owners and high net worth individuals.

​Michael has over 10 years’ experience helping High Net Worth families across Canada plan for their futures, by understanding what is important to them and creating comprehensive Wealth Plans to guide them, with a focus on risk management, retirement planning, family trusts, complex corporate structures, and estate planning needs. Previously, Michael worked in a boutique insurance advisory practice focused on estate planning and life insurance solutions for High Net Worth professionals.

Michael graduated from The University of Toronto with an Honours Bachelor of Science degree. He has a Graduate Certificate in Professional Financial Services and holds a CERTIFIED FINANCIAL PLANNER®  designation, a Certified Health Insurance Specialist (CHS) designation, and is a member of the Society of Trust and Estate Practitioners (STEP).

Jonathan works with high-net-worth clients to devise estate solutions that are right for them. He identifies concerns and helps clients navigate legal and non-legal issues to ideally avoid future estate disputes. Jonathan’s clients benefit from his insights and ability to put them at ease during an otherwise challenging conversation. He analyses facts with a good grasp of the details and overall risk factors. Jonathan helps clients to achieve their goals with practical estate and tax plan strategies. He enjoys working with individual clients as well as speaking with larger groups about the overall themes in estate planning. He is an effective and engaging communicator.

As a Director of Wealth Planning, Jonathan focuses on Estate & Trust matters. He joined the BMO in August 2015 after five years in private practice as a lawyer and another five years with a national trust company. While in private practice, Jonathan worked as an associate at an estate litigation firm. Before law school, he wrote speeches for a federal cabinet minister.

John provides estate and insurance advice to high net worth clients though sophisticated, forward-thinking wealth management planning. John offers clients informed insight across the broad spectrum of wealth and estate planning issues, leveraging advanced market experience – more than 20 years of specialized estate, tax and insurance expertise – and a unique understanding of the financial and emotional complexities of family wealth.

He works collaboratively with his colleagues to simplify the complexities associated with wealth and offering affluent families and entrepreneurs a uniquely personalized experience. Together, they aim to help clients realize their goals, at all stages of life, through meaningful conversations and professional recommendations.

Amanda has been with BMO Financial Group since 2010. During her tenure, she spent 6 years with BMO Canadian Commercial Banking where she was responsible for originating, structuring, and executing senior debt solutions for clients with sophisticated credit requirements. In 2017, Amanda joined Private Wealth's Ultra High Net Worth group where she was able to leverage her commercial banking experience to structure and execute on large bespoke and holistic debt solutions for her client base.

In Amanda’s current role as a Senior Private Banker, she continues to leverage her past success with structuring and executing on complex debt structures to ensure that she has tailored the most advantageous financial solution for her clients. Amanda strives to ensure that she assembles a robust and comprehensive dedicated team at BMO to guarantee all your financial and banking related needs are met which includes real estate investment advice; tax planning; discretionary investment management and financial planning services; and trust and estate advisory services.

Since becoming a Senior Private Banker in 2019, Amanda has been a staunch advocator and a financial advisor for all her clients and welcomes any and all opportunities to provide client referrals upon request.
 

Dorota Heath has over 12 years of experience in the financial services industry and is a dedicated financial advisor providing clients with a full suite of banking solutions, ranging from day to day banking services to comprehensive wealth management strategies. Through Dorota and the integrated approach of BMO Private Banking specialists and professionals, clients can explore and receive ongoing counsel pertaining to all aspects of their financial wellbeing, specifically related to Banking, Investment Management, Wealth Planning and Trust & Estate Services. 

Dorota has been with BMO Financial Group since 2013. During her tenure, she has taken on Leadership roles in Personal and Commercial Banking as a Branch Manager and a Commercial Relationship Manager in the Downtown Toronto Core. Her success in the Leadership and Relationship Management roles was driven by her passion for her clients, and genuine interest and desire to help them achieve their personal, business and financial goals.

As a Senior Private Banker, Ray’s responsibilities include the day-to-day banking activities of our high-net-worth clients including lending, mutual funds and term deposits as well as all of the auxiliary services offered through the bank. Ray manages a portfolio of ultra and high net worth clients for BMO Private Banking and its partners in the Greater Toronto Area. He provides a very high level of services to his clients.

Ray joined the retail division of BMO Bank of Montreal in 1991 where he held the following roles: Customer Service Representative, focusing on clients’ transactional needs; Financial Services Manager, focusing on clients Lending and Investment needs; Financial Planner, focusing on Wealth and Investment Planning and Branch Manager, focusing on coaching and development of staff while continuing to promote a customer friendly environment where we take care of our clients’ needs. Ray joined BMO Private Banking as a Private Banker in June 2013. Ray continues to use his skillsets to develop lasting client relationships that foster the holistic wealth planning approach that BMO Private Banking is well known for.

Kari joined the BMO Financial Group in 2007 and has spent her entire career working directly with clients. With work experience as an associate at BMO Private Banking at First Canadian Place, Kari has also spent time as a Financial Planner in Yorkville, helping clients with their investment, retirement, and estate planning needs. Currently, Kari works as a Private Banker and has had this role since 2015.

Through a proactive approach and focus on client's individual needs, Kari assembles and coordinates a customized team of BMO Private Banking specialists in many areas, including investment management, trust and estate, philanthropy, succession planning and concierge services.

Empowering clients with comprehensive and customized solutions for complex situations through a coordinated and proactive wealth plan is Kari's objective. Knowing how to navigate the nuances and complexities of wealth management so that clients can have the confidence that their goals are within reach is crucial to the team