Two countries. One cross-border bank.

 

 

Cross-border banking means having the right financial products in place in both Canada and the U.S. so that you can conduct transactions on both sides of the border. If you are a Canadian who spends a lot of time in the U.S., having the right bank accounts, credit cards and borrowing solutions can help you meet your financial needs more easily.

 

Our team works hand in hand with our integrated North American banking team to help make the complex matter of cross-border banking simpler for you.

 

 

 

We help you with your North American banking needs

 

Frequent traveler to the U.S.?

We help you:

  • Save U.S. dollars before you travel
  • Access U.S. funds in the U.S.
  • Transfer funds to the U.S.
  • Shop with U.S. dollars

Snowbird?

We help you:

  • Save U.S. dollars before you travel
  • Buy a vacation property
  • Transfer funds and pay bills in Canada and the U.S.
  • Shop with U.S. dollars

Live and work in the U.S.?

We help you:

  • Take care of your day-to-day banking needs
  • Buy a home
  • Leverage the equity in your U.S. home
  • Take care of your U.S. investment needs

Your cross-border banking comes together with BMO Private Wealth

If you spend time in the U.S., you may need help with your banking needs on both sides of the border. We work with our dedicated cross-border support team to ensure your U.S. banking experience is easy and seamless.

Whether you vacation, work, live or shop in the U.S., enjoy cross-border solutions that meet your unique needs. As a BMO Private Wealth client, you enjoy exclusive benefits, including:

 

Dedicated support

  • Enjoy complimentary access to our dedicated support team at BMO Private Bank U.S. who specialize in cross-border banking
  • The team can assist with any U.S. service requests or questions you may have

Convenient digital banking

  • Transfer funds online easily and for free between your BMO Canada and BMO U.S. accounts
  • Pay U.S. bills and deposit cheques remotely with BMO Digital Banking (U.S.)

Bank for free, year after year

  • Pay no monthly fee when you select paperless statements with the BMO Smart Advantage chequing account from BMO U.S.
  • Access free U.S. cash withdrawals at over 42,000 BMO U.S. branch and Allpoint® ATMs

U.S. credit cards for your lifestyle

  • Choose from exceptional rewards including cash back, merchandise or travel
  • Make U.S. purchases both in person or online, and save on foreign transaction fees

U.S. mortgages and lending

  • Find and finance the vacation destination or U.S. home of your dreams
  • Apply using your Canadian credit history and BMO Private Wealth relationship status

 

Banking products are subject to approval and are provided in the United States by BMO Bank N.A. Member FDIC.