Stephen Macdonald, MBA, CIM, CFP

At BMO Private Investment Counsel Inc., our professionals are dedicated to creating a profound impact on the lives of families who entrust us with managing their wealth.

As one of Canada’s most prominent investment counsel firms, we provide effective, prudent and principled investment management to successful Canadian families.

We believe that the key to successful investing is not avoiding risk, but managing risk/reward trade-offs and maintaining diversification among and within asset classes. Your portfolio will be constructed on a foundation of long-term strategic asset allocation, bolstered by tactical adjustments that capture evolving market opportunities.

How Discretionary Investment Management can take you there

• Personal attention from your dedicated Investment Counsellor
• Freedom from making day-to-day investment decisions
• Solutions that are guided by your personal situation, principles and long-term objectives for your wealth

We help you realize your vast potential

• A disciplined, skilled approach to professional wealth management
• Extensive, in-depth investment management knowledge  
• Experience (proven long-term approach to managing portfolios)
• Controls (strict guidelines and procedures, regular reviews)
• A comprehensive array of investment solutions across asset classes and geographies
• Online access to your account information and statements  
• Commitment to personalized service

I help you assess your big picture without ever losing sight of the details.

My clients are affluent individuals and families who want the freedom from managing the detailed aspects of their finances. They may be retired from rewarding careers, running prosperous businesses, managing demanding professional roles, or immersed in family and community activities.

Each investor has different priorities and goals that generally evolve as life changes. In creating your investment plan, you and I will explore many facets of your situation to guide your plan to success.

Here are some of the factors that play a significant role in deciding what your portfolio will look like: • your current assets • need for income • tolerance for risk • need for liquidity • time horizon • legal and tax considerations • individual/family circumstances and values.

A personal wealth plan that stays true to your vision

Whether your focus is income generation, wealth preservation or capital growth, I will become your trusted financial partner.

I apply my expertise to determine the most appropriate asset mix for your portfolio, which is one of the main ways investment management provides you with long-term value and manages your risk. Whether it is our in-house investment experts or leading global asset managers I have selected as partners, management of these strategies employs a highly disciplined and skilled approach. Managers are selected for their bespoke knowledge and expertise in the asset class they manage, resulting in deep bench strength that covers all the asset classes – from fixed income to equities, real estate, hedge funds and alternatives.

I help you realize your vast potential

You are at the centre of what I do.

I deliver relevant solutions and tailored service that allow you to delegate day-to-day investment decisions to my experienced and highly educated team. My approach affords you the freedom to pursue your passions or focus on your business.

Dedicated experts are employed for every aspect of your wealth management and wealth planning process. Your sophisticated wealth management needs are met through a deep understanding of your unique circumstances, goals, and constraints.