Platinum Banking

 

Platinum Banking

Distinctive banking and borrowing needs call for an equally distinctive service offering: a dedicated banker adept at larger, more complex transactions, and able to oversee the unified management of personal, business and holding company accounts. We appreciate that it’s all part of a bigger picture and will coordinate with wealth planning experts, and our U.S. partners, to structure creative, customized solutions.
 

Exclusive Benefits

  • Full suite of cash management, debt and liquidity services

  • Access to wealth planning professionals in insurance, estate, tax and more

  • Cross-border accounts and commercial services for seamless banking

  • Specialized lending capabilities (e.g., leveraged life insurance and large loan products in U.S. or Canadian dollars or Euros)

  • Unlimited accounts, cash withdrawals and international debit transactions

  • Equity monetization to provide additional capital; single asset financing strategies

  • BMO World Elite Mastercard®; preferred exchange rates; BMO Online Banking for Business

  • Unified reporting and management of personal, business and holding company accounts

 

Investment Management

  • Access to best-in-class investment management platforms

  • Both fee-based and managed-assets portfolios

  • Open architecture platform

  • Best-in-class research

  • Active investment management

  • Strategic and tactical asset allocation 

 

Philanthropy

  • Dedicated philanthropic and legacy planning

  • Creation and administration of private foundations

  • Effective implementation of tax-efficient strategies

  • BMO Charitable Giving Program

 

Family Wealth Services  

  • Family education and governance

  • Legacy planning

  • Cash flow management and financial reporting

 

Wealth Planning

  • Legacy planning

  • Cash flow management and financial reporting

  • Wealth transfer

  • Tax minimization and cross-border strategies

  • Business valuation and succession

  • ​Financial and estate planning

  • Insurance and asset review

  • Lifestyle management

  • ​Pre– and post–IPO planning; exit tactics

 

Trust & Estate

  • Living and Family Trusts; Wills

  • Estate planning, management and litigation (trusts, holdcos, multiple beneficiaries)

  • Attorney for Property, Executor, Trustee or Court-Appointed Personal Representative

  • Trust administration and structuring

  • Agent services for ongoing tasks (e.g., tax compliance)

  • Escrow arrangements

  • enCircle concierge platform (comprehensive management)

Your needs are multi-dimensional. So are our capabilities.