Andy has over 15 years experience working primarily with privately held businesses together with their shareholders and families, as well as high net worth individuals with investment holding companies
With an expertise in tax, Andy advises clients on business structures, succession and estate planning, owner-manager remuneration, corporate reorganizations, the appropriate use of trusts and holding companies, asset divestitures, business split-ups and a variety of other tax planning aspects
CPA, CA, BBA with Honours from Wilfrid Laurier University, CPA Canada In-Depth Tax Program
Michael collaborates with a team of professionals, including investment experts, tax planners, and estate planners, to develop comprehensive wealth plans for clients within BMO Private Wealth. Leveraging years of experience, Michael offers guidance on financial management, retirement planning, tax planning, risk management, and estate planning.
Before joining BMO Private Wealth, Michael worked in a specialized insurance advisory practice, focusing on estate planning, living benefits, and life insurance solutions for physicians, dentists, and business owners. Since joining BMO Private Wealth, Michael has specialized in risk management, retirement planning, family trusts, complex corporate structures, and estate planning needs,
working with clients across Canada to build wealth plans that help them reach their goals.
Using a holistic approach, Michael collaborates with his colleagues in BMO Private Wealth to design integrated solutions to enable clients to help achieve their personal wealth goals.
Michael’s goal is to empower clients with comprehensive and customized solutions for complex situations through coordinated and proactive wealth plans. Michael knows how to navigate the nuances and complexities of wealth management so that clients can have the confidence that their goals are
Jonathan works with high-net-worth clients to devise estate solutions that are right for them. He identifies concerns and helps clients navigate legal and non-legal issues to ideally avoid future estate disputes. Jonathan’s clients benefit from his insights and ability to put them at ease during an otherwise challenging conversation. He analyses facts with a good grasp of the details and overall risk factors. Jonathan helps clients to achieve their goals with practical estate and tax plan strategies. He enjoys working with individual clients as well as speaking with larger groups about the overall themes in estate planning. He is an effective and engaging communicator.
As a Director of Wealth Planning, Jonathan focuses on Estate & Trust matters. He joined BMO in August 2015 after five years in private practice as a lawyer and another five years with a national trust company. While in private practice, Jonathan worked as an associate at an estate litigation firm. Before law school, he wrote speeches for a federal cabinet minister.