Dorota Heath - Private Banker 

 

As a Private Banker at BMO Private Wealth, I advise professionals, business owners and executives on navigating their financial situation and help them structure complex transactions.

I take time to listen and get to know my clients and their families on a very personal level. I am a firm believer that relationships take trust and trust works two ways. When I get to know my clients I become better equipped to take care of their needs and goals – for today and the future.

I firmly believe in being my clients quarterback and surround the client with a customized team of BMO Private Wealth professionals to offer unparalleled advice, service and convenience. From day-to-day banking to more complex specialized needs such as Wealth Planning that includes Estate, Tax and Legacy planning.

By delivering exceptional personalized service, I develop relationships that are trusting, comfortable and long-lasting with multiple generations.

 

Client Testimonial:
Dorota is committed to developing and cultivating relationships built on trust. The success that she has enjoyed throughout her career is directly attributed to her overarching philosophy of always "putting the client first" and listening to understand their specific needs, a principle that she is deeply committed to

Dorota Heath

Private Banker

Dorota Heath is a Private Banker with BMO Private Wealth in Toronto, providing customized banking and lending solutions to high net worth individuals, families, and business owners.
Dorota partners closely with clients and their professional advisors to design strategic, custom credit solutions that support personal, business, and wealth transfer objectives. Her approach is grounded in disciplined credit structuring, thoughtful risk management, and a deep understanding of how lending integrates into a client’s broader financial picture.
As part of BMO Private Wealth, Dorota works collaboratively with investment, trust, and wealth planning specialists to deliver a coordinated, holistic wealth experience—from discovery through execution—focused on helping clients grow, preserve, and manage their wealth with confidence.

 

T: 437-775-2094

dorota.heath@bmo.com

Dorota

 

Deirdre Morrissey

Private Banking Officer

 

T: 416-928-7138

Deirdre.morrissey@bmo.com

deirdre

About BMO Private Wealth

BMO Private Wealth is designed for clients who require sophisticated, coordinated advice across banking, lending, investment management, wealth planning, and estate and trust services. We take a highly personalized approach—bringing together a dedicated team of specialists who work with you to understand your full financial picture and long term objectives, then design integrated strategies to preserve, grow, and deploy your capital thoughtfully.

  • From a banking and credit perspective, our platform is built to support meaningful scale. Our private lending relationships typically begin at $5 million or more in lending exposure, allowing us to structure customized solutions across real estate, marketable securities, private assets, and portfolio backed credit.
  • On the cash management side, we work with clients who maintain a minimum of $1 million in operating or liquidity balances, using institutional grade vehicles such as Treasury solutions and Platinum Savings Accounts to optimize yield, liquidity, and risk management.

BMO Private Wealth Promise: We take care of you and your family

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Trust & Estate

  • Estate planning, management and litigation (trusts, holdcos, multiple beneficiaries)
  • Attorney for Property, Executor, Trustee or Court-Appointed Personal Representative
  • Trust administration and structuring
  • Agent services for ongoing tasks (e.g., tax compliance)
  • enCircle concierge platform (comprehensive management)

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Wealth Planning

  • Wealth transfer
  • Tax minimization and cross-border strategies
  • Business valuation and succession
  • Financial and estate planning
  • Insurance and asset review
  • Lifestyle management
  • Pre– and post–IPO planning; exit tactics

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Platinum Banking

  • Customized banking and payment solutions
  • Specialized, custom lending strategies
  • Investment-secured debt leveraged solutions
  • Complex credit structuring
  • Monetization of specialty assets
  • Cross-border banking and mortgage services
  • Custody selection

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Philanthropy

  • Dedicated philanthropic and legacy planning
  • Creation and administration of private foundations
  • Effective implementation of tax-efficient strategies
  • BMO Charitable Giving Program

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Investment Management

  • Access to best-in-class investment management platforms
  • Discretionary (managed) investment solutions
  • Open architecture platform
  • Best in class, broad coverage research
  • Active investment management
  • Strategic and tactical asset allocation

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Family Wealth Services

  • Family education and governance
  • Legacy planning
  • Cash flow management and financial reporting