Like investment planning, estate and insurance planning is about defining goals, analyzing options, and implementing a sound, time-tested strategy. Working with you, your financial professional, and your legal and tax advisors, our Estate & Insurance Advisors (Financial Security Advisors in Quebec) follow a four-step process to help you achieve lifetime financial security and give you the confidence of knowing your estate will be distributed according to your wishes.
What assets could face excess taxation? What kind of legacy do you wish to leave?
What financial risks and opportunities should you address?
Facilitate discussions around succession planning and the use of dual Wills and trusts
Identify and assess other issues that may impact your long-term goals
Fill in the gaps in your current insurance strategy
Recommend solutions for tax minimization, income security, asset protection and estate maximization
Implement a strategy that complements your existing investment and retirement plan
Review results on an ongoing basis
Adjust strategy as needed to ensure it reflects your ongoing goals