Ray is a Private Banker responsible for the day‑to‑day banking needs of high net worth clients, including lending, mutual funds, term deposits, and a full range of ancillary banking services. He manages a portfolio of high net worth clients for BMO Private Banking and its partners across the Greater Toronto Area, delivering a consistently high level of personalized service.
Ray joined BMO Bank of Montreal in 1991, beginning his career in the retail division and progressing through roles including Customer Service Representative, Financial Services Manager, Financial Planner, and Branch Manager. Throughout his career, he has focused on meeting clients’ lending, investment, and wealth planning needs while fostering a strong, client‑focused service culture. Ray holds a Financial Services Diploma from Centennial College and is a Certified Financial Planner (CFP).