Platinum Banking
Distinctive banking and borrowing needs call for an equally distinctive service offering: a dedicated banker adept at larger, more complex transactions, and able to oversee the unified management of personal, business and holding company accounts. We appreciate that it’s all part of a bigger picture and will coordinate with wealth planning experts, and our U.S. partners, to structure creative, customized solutions.
Exclusive Benefits
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Full suite of cash management, debt and liquidity services
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Access to wealth planning professionals in insurance, estate, tax and more
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Cross-border accounts and commercial services for seamless banking
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Specialized lending capabilities (e.g., leveraged life insurance and large loan products in U.S. or Canadian dollars or Euros)
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Unlimited accounts, cash withdrawals and international debit transactions
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Equity monetization to provide additional capital; single asset financing strategies
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BMO World Elite Mastercard®; preferred exchange rates; BMO Online Banking for Business
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Unified reporting and management of personal, business and holding company accounts
Investment Management
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Access to best-in-class investment management platforms
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Both fee-based and managed-assets portfolios
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Open architecture platform
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Best-in-class research
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Active investment management
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Strategic and tactical asset allocation
Philanthropy
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Dedicated philanthropic and legacy planning
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Creation and administration of private foundations
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Effective implementation of tax-efficient strategies
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BMO Charitable Giving Program
Family Wealth Services
Wealth Planning
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Legacy planning
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Cash flow management and financial reporting
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Wealth transfer
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Tax minimization and cross-border strategies
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Business valuation and succession
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Financial and estate planning
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Insurance and asset review
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Lifestyle management
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Pre– and post–IPO planning; exit tactics
Trust & Estate
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Living and Family Trusts; Wills
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Estate planning, management and litigation (trusts, holdcos, multiple beneficiaries)
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Attorney for Property, Executor, Trustee or Court-Appointed Personal Representative
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Trust administration and structuring
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Agent services for ongoing tasks (e.g., tax compliance)
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Escrow arrangements
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enCircle concierge platform (comprehensive management)
Your needs are multi-dimensional. So are our capabilities.